Kentucky State Page – Home Inspectors

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases). Click for instant E&O quotes for home inspectors.



Kentucky Home Inspector E&O Insurance Program

OREP is in year 17 serving Kentucky home inspectors for E&O and General Liability Insurance!

17 Years, Over 100,000 Policies Issued

OREP offers affordable and hassle-free E&O insurance plus General Liability coverage to home inspectors in Kentucky. It doesn’t matter if you live in a big city like Louisville, or a small town like La Grange, OREP has a policy that will meet your unique needs and help you protect your business.

OREP’s comprehensive policy includes Errors and Omissions Insurance and Full General Liability at no Extra Cost. Coverages available include: Radon, Termite/WDI/WDO, Lead Paint, Pool & Spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Commercial, Infrared Thermography, Drone, Rodent, Wind Mitigation, Carbon Monoxide, and Energy Rating. Mold, Septic and Cyber coverage available at additional premium and requires proof of training.

Every policy includes Prior Acts Coverage for qualified applicants. Easy financing available. Additional Insured for Agents and other Referring Parties. Click for Home Inspector Insurance Coverage Details.

Click Here to Apply Now!

Call OREP today at 888-347-5273 to see what policies are available in Kentucky that meet your specific needs.

Broad Coverage
With many other programs, if you are not paying for these additional coverages, the chances are good you’re not getting the coverage. Many important coverages are included in the base policy. Click for more.

Financing is available – click here for details. 


Kentucky Home Inspectors must furnish proof of coverage for:
– General Liability – Minimum $250,000

– Must list the state as an additional insured

Kentucky Home Inspectors are licensed by the Office of Occupations and Professions, Board of Home Inspectors (502) 564-3296 ext. 227 and are held to the Laws and Regulations of the Kentucky Board of Home Inspectors.

We encourage Kentucky Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your Kentucky Home Inspection Business. OREP has been serving Kentucky Home Inspectors for over 17 years and provides great rates and outstanding service to all Home Inspectors in Kentucky.

Call OREP today for all your E&O or General Liability Insurance Needs at 888-347-5273. Or email us at inspectors@orep.org

Additional Kentucky Home Inspectors Insurance Information

Kentucky Home Inspectors are licensed by the Office of Occupations and Professions Board of Home Inspectors: http://bhi.ky.gov/Pages/default.aspx

Kentucky Home Inspector Rules and Regulations can be found here:
http://bhi.ky.gov/Laws%20and%20Regulations/Laws%20and%20Regulations%20Booklet.pdf

Kentucky Home Inspector Applications can be found here:
http://bhi.ky.gov/Applications%20and%20Forms/Application%20for%20License.pdf

Cities in Kentucky: Lexington-Fayette, KY, Louisville, KY, Owensboro, KY, Bowling Green, KY,Covington, KY, Richmond, KY,Hopkinsville, KY, Henderson, KY, Frankfort, KY, Jeffersontown, KY,Florence, KY, Paducah, KY,Nicholasville, KY, Elizabethtown, KY, Valley Station, KY


What you can Expect

  • When your Kentucky insurance application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.
  • If you use a PO Box for your address on the application, you will also need to list a physical address. (required by underwriter)
  • Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.
  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.
  • If you need expedited processing, please email your request to inspectors@orep.org.
  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email inspectors@orep.org and one will be issued.

Click Here to Apply Now!


“Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you.” – Joel Kunkel, Home Star Inspection Services

Receive fast, personal service from the OREP staff who have been serving appraisers, home inspectors and other real estate professionals for over 17 years.

Call us Toll Free: (888) 347-5273. We’re here to help!


Call or email us with any questions: We answer the phone!

Contact OREP
OREP–Organization of Real Estate Professionals Insurance Services, LLC. Calif. Lic. #0K99465
6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: inspectors@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)
Hours: Monday – Friday from 8am-5pm PST
Agent/Broker: David Brauner/David Brauner Insurance Services – Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.

Opt In Working RE Magazine: Home Inspector’s Edition (delivered free via email once a month)

General Liability Insurance
Please ask your agent for details

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance – Inspectors Professional Liability Errors Omissions or E&O Insurance for Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance