Who We Are


OREP specializes in placing errors and omissions and general liability insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, energy raters/auditors and others. Receive fast, personal service from the OREP staff. The insurance experts at OREP have done business the same way for over 19 years. We will help you find the best combination of price and coverage available to meet your needs, depending on the size, scope and location of your business. OREP offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases). For instant E&O quotes for appraisers click here.

OREP publishes Working RE Magazine, winner of the Apex Award for publication excellence.

Business by the Golden Rule
OREP Mission: Business by Golden Rule: treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

David Brauner, Senior Broker and President
Insurance agent David Brauner is principal of OREP and publisher of Working RE magazine. He has been involved in E&O insurance for real estate appraisers and home inspectors for over 20 years. He founded OREP/Working RE in 2002. He graduated San Diego State University with a degree in Journalism & Political Science and a minor in English. David is active in his church, where he is an Elder and member of the choir and praise band.


Isaac Peck, Vice President
Isaac Peck is the Vice President of Operations and Marketing at OREP and the Editor of Working RE magazine (appraiser and home inspector editions). He has worked at OREP over eight years and earned a Bachelor’s Degree in Business Management and a Master’s Degree in Accounting Information Systems at San Diego State University. Isaac is also a Certified Microsoft Technology Associate and manages the IT for the company.


Maria McCarthy, Senior Agent
Senior insurance agent Maria McCarthy has been in the insurance business for over 25 years. She has been an insurance agent/underwriter at OREP over 15 years. Maria manages the home inspector portion of the book and currently underwrites the home inspector program within OREP’s quoting authority parameters.


Michael Meza, Senior Agent
Insurance agent Michael Meza is in his 10th year at OREP. He oversees the individual appraiser book. With a background serving in the United States Military, Mike runs his part of the business with precision and with a calm and friendly demeanor that is appreciated by everyone he helps and who works with him.


Julia Merigan, Senior Agent
Senior insurance agent Julia Merigan is approaching her fourth year with OREP. Julia leads the insurance program for Appraisal Firms and RE Agents and Brokers at OREP. She received a bachelor’s degree in Economics with a concentration in Marketing from UC Riverside. Julia is also a Certified Property Manager.


VeronicaVeronica Calderon, Accounting & HR Manager
Veronica is the OREP accountant with over 23 years’ experience in small-business accounting and bookkeeping.




6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: info@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)